Here's what Standard Insurance covers in its Motorcar package

Here's what Standard Insurance covers in its Motorcar package

Comprehensive auto insurance is important for vehicle owners as it provides financial protection in case the vehicle gets involved in an accident. It covers injuries, death, and damages which means that your expenses will be reduced if an unfortunate incident occurs.

Standard Insurance offers car Insurance, a comprehensive insurance package that guarantees safety and peace of mind. What exactly does it. over? Here you go:

Own damage

The insurance package provides coverage for damage to the insured vehicle in case of accidental collision, overturning, falling, fire, and malicious acts of a third party.


The Motorcar Insurance indemnifies the policyholder if the insured vehicle or its parts get lost due to theft or carnapping.

Compulsory Third Party Liability (CPTL)

CPTL is mandated by law when registering a motor vehicle with the Land Transportation Office (LTO). It protects the policyholder against liability for bodily injury or death of a third party due to an accident wherein the insured vehicle is involved.

Excess Bodily Injury (EBI)

Since the coverage provided by CPTL is limited to P100,000 only, the indemnities beyond this limit will be covered by the insurance.

Acts of Nature (AON) coverage

This covers damage to the insured vehicle due to typhoon, flood, hurricane, volcanic eruption, earthquake, or other natural calamities.

Third Party Property Damage (TPPD)

The insurance policy covers damage to a third-party property arising from accident caused by the insured vehicle.

Also Check: Best Motorcycle Insurance in Philippines

PA Rider

If the insured vehicle gets involved in an accident, the injury or death of its passengers will be shouldered by the insurer.

To learn more about the Motocar Insurance, call (+632) 8845-1111 or send an email to

Photo from Standard Insurance


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